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Read the docsFourteen products. One login. Zero branch queues. Your account, your card, your payments and your money — held together in one place, built for how life and business actually work across Central and West Africa.
This website is a demonstration of the Nexus Kilima interface. No banking, deposit, lending or payment services are offered. Read our regulatory disclosures.
Get the app
Demo app for evaluation purposes. Not available on app stores yet.
Total balance
XAF 48,215,900
XAF 1,240,000
Payroll · 34 employees
Currency exchange
1 EUR = 655.96 · 0 fees
One account for your money, your cards, your payroll and your transfers — designed for everyday use in Central and West Africa.
Product concepts shown in a demo environment. No customer accounts, balances or transactions on this site are real.
Everything under one roof
Nexus Kilima was built as one platform, so your payroll knows your cash flow and your card limits know your credit. Choose where you want to start.
Pay 500 staff in one batch. CNPS filings, payslips and arrears handled.
Recurring debits from bank and mobile money, auto-reconciled to invoices.
Sweeps, term placements and FX forwards from a single liquidity view.
Cash-flow forecasts, burn and margin by branch — updated hourly.
XAF, EUR and USD balances side by side with no monthly fee.
Round-ups, locked goals and fixed deposits from 5.5% p.a.
BEAC treasury bills, mutual funds and bonds from XAF 50,000.
Move between MTN MoMo, Orange Money and your account with no cash-out trip.
International payments
Pay a supplier in Guangzhou, a contractor in Lagos and a shareholder in Paris from the same balance — and see the fee before you send.
Rates and fees shown are illustrative placeholders in a demo environment. No payment or currency exchange service is offered.
Inside the product
No separate portals for cards, payroll and credit. Click through the demo interface.
Illustrative UI · sample data
Built for CEMAC
Cameroon · Gabon · Côte d’Ivoire · and expanding
Multi-currency ready
XAF · EUR · USD · NGN · CNY
Platform architecture
Core banking · Payments · Cards · Lending · FX
Your cards live in the same place as your account — create one in seconds, set what it can spend, and freeze it the moment something looks wrong.
Instant digital cards for your online payments, subscriptions and mobile wallet — created in seconds, frozen just as fast.
Create a card in the app the moment you need one.
Multi-user expense cards for your team, with rules per person and receipts captured as you go.
Your finance team sets the rules. The platform enforces them.
Physical cards — plastic or metal — for the way you spend, with the tiers and benefits shown up front.
Tiers and benefits shown here are illustrative and not yet available.
Walk through the card screens in the demo environment. No card is issued and no payment is processed.
Demo environment. Nexus Kilima does not issue cards or process payments, and no card shown here is real.
Lending is built into the same place your money already lives — so a decision can look at how your money actually moves, instead of asking you to prove it twice.
One flow from first tap to submitted file — no branch visit, no printed file.
No branch queue. You apply on your phone and follow every step in the app.
Credit scoring built on your transaction history and cash flow, so a thin credit file is not the end of the conversation.
Your cash flow does the talking, with clear reasons behind every outcome.
Everything from disbursement to final repayment, visible in your account.
One place for your loan, your repayments and your balance.
Walk through the application, decision and repayment screens in the demo environment. No real application is submitted and no credit is offered.
Demo environment. Nexus Kilima does not offer loans, credit or any lending service, and no application submitted here is assessed.
Security
How we intend to protect your account and your money as the platform is built. Nothing here is a certification claim.
Encryption
Designed for strong encryption of your data in transit and at rest, with regular key rotation.
Biometric sign-in
Face and fingerprint unlock, with device-bound sessions.
Fraud monitoring
Behavioural scoring on transactions, designed to flag activity that does not look like you.
Compliance by design
Architected so that AML and KYC controls can be applied before any live service launches.
Resilient infrastructure
Multi-region failover architecture.
Data protection
Designed for in-region data residency.
Nexus Kilima does not hold a banking licence and is not certified to ISO 27001 or PCI DSS. Security features described above reflect design intent for a platform in development.
FRAUD ENGINE
Fraud monitoring active
Illustrative UI
Scan to pay
QR placeholder
FACE ID
Signed in securely
Mobile app
Your account, your cards and your payments in one app — designed for low-bandwidth days, so balances and QR payments still work on 3G.
Demo app for evaluation purposes. Not available on app stores yet. No real accounts, balances or payments are available in the demo.
Resources
Nexus Kilima is a platform demonstration built by Masha Nexus. Published material describing the platform’s scope and current status is available below. Further documentation will be added as the product develops.
Regulatory disclosuresOur story
Nexus Kilima is a product concept from Masha Nexus: one place for your account, your card, your payments and your money, designed around the realities of banking in Central and West Africa — mobile wallets, patchy bandwidth, and long branch queues.
The platform is in active development. What you see on this website is the interface as it is being designed, not a live service.
No licences, certifications, customer numbers or transaction volumes are claimed. Details of the platform’s status are in our regulatory disclosures.
Support
Questions about the demo? Email support@nexuskilima.com.
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